Beyond the traditional credit score

A rich source of alternative credit data for marketers who need to qualify consumers in underbanked and emerging market segments

Alliant provides a powerful source of insight for marketers seeking to engage and connect with emerging consumers. In addition to deep, transaction-level payment information, Alliant Credit Scoring solutions include a valuable marketing performance dimension that improves results in pre-screening, account management and real-time decisioning.

All Alliant credit solutions are based on payment information contained in TransactionBase®, an FCRA-compliant credit file. Alliant operates as a specialized Consumer Reporting Agency, providing full support for FTC-mandated consumer disclosure, dispute and opt-out services.

• Alliant’s Acclaim™ Credit Score delivers on-demand credit analysis to predict a consumer’s likelihood of payment in future credit obligations.
• Alliant develops Custom Models for marketers seeking specific behavioral and payment dimensions for credit acceptance and account management.
• Alliant’s TargetCollect™ model is a proven performer for account management and collection optimization. It provides predictive scores for collection operations that reduce collection costs and improve pay-up rates.